Retire with a UK pension in Ireland, Australia, Canada or New Zealand, and see what you actually get.
Both State Pensions, the frozen or rising rule, what the country you live in takes off or taxes, and your own pensions, year by year in the currency you spend.
Not built yet. We build it if enough people want it. Reserving costs nothing and commits you to nothing.
Buying 7 years adds £2,510 a year
| Living in | Each April | Kept a year | |
|---|---|---|---|
| Ireland | Rises | £2,510 | |
| New Zealand | Frozen | £2,510 | estimate |
| Australia (part Age Pension) | Frozen | £1,255 | |
| Canada | Frozen | £2,510 |
Sample made with our free voluntary NI engine: 25 UK years plus 7 bought years. The planner would follow both pensions year by year.
What it would add to the free tool
| The free voluntary NI from abroad calculator | Two-country retirement planner |
|---|---|
| What buying UK years costs, and what your country leaves you of it | Both State Pensions together, year by year, from the date each starts |
| The frozen-pension gap as one figure | Every year in the currency you spend, with your own pensions alongside |
| The local rule in a sentence | The local pension worked out with your income, after its means test or deduction |
| – | Tax in the country you live in, with the treaty article |
| – | Returning to the UK or Ireland later: what changes on the day you move |
| – | Couples with records in two countries each |
Only the Future Pension Centre can confirm which of your years count and what to pay.
This shows what the published rules give for the figures entered. It is general information, not advice, and it cannot see your records.
Questions
When would it launch?
If enough people reserve it by 15 January 2027, we start building it then and email you the day it opens. If not, we tell you, and delete your address.
What happens to my email?
We keep your email address and the product name, and email you once if it launches. You confirm by email first, and you can unsubscribe in one click. A reservation does not sign you up for anything else.
Who is behind it?
DecisionsCalc: free calculators built on official tax and benefit rules, with every figure sourced and dated. See the About page and the legal notice.
Until then, the free voluntary NI from abroad calculator is free and stays free.