For organisations

Tested Irish tax and welfare calculators, in your name

Give your members, clients or staff the numbers they ask about first, on your own site: what they keep from a redundancy package, what their pension pays after tax, the tax on a gain or an inheritance. We keep every rate current, and every calculation is tested against the official worked examples.

Ask about a licence

Who uses them

Unions: redundancy rounds, where members need the figures before they sign a pension waiver.
Outplacement and career-transition firms: “how much do I keep?” is the first question every client asks.
Credit unions: member tools on savings, investing and inheritance, with no developers needed.
Accountancy practices and financial planners: answer the routine questions before the paid meeting.
HR and payroll teams: the tax-free amount on a termination payment, worked out the way Revenue does.

Try it: the redundancy and severance calculator

This is the embedded version, exactly as it would sit on your site (with your name and colours on a licence).

Plans

Charities

Free

Our widgets, with a small “Calculator by DecisionsCalc” credit.

One calculator

€390 a year

Your name and colours, no DecisionsCalc links, all updates included.

Up to five

€990 a year

Any five calculators below, for larger firms, unions and groups.

Your own rules

Quote

For example an employer’s enhanced redundancy terms, built and tested for you.

Prices exclude VAT. Billed yearly through Paddle, our merchant of record.

The calculators

Redundancy and severance tax

Statutory redundancy, basic and increased exemption, SCSB, the pension lump-sum waiver, the €200,000 cap, income tax and USC. Reproduces all 11 worked examples in Revenue’s Tax and Duty Manual 05-05-19.

Retirement (can I retire at 60?)

Year by year to age 95, one person or a couple: pay, pension, lump sum, ARF drawdown, State Pension and tax, with the 60/62/65 comparison.

Pension tax relief

Age-related limits, the earnings cap and the relief at your marginal rate.

Where should my money go? (after Irish tax)

State Savings, deposits after DIRT, ETFs after exit tax and deemed disposal, shares after CGT, pension after relief.

Investment Account (IIA) vs ETF vs pension

The new Individual Investment Account on the Finance (No. 2) Bill 2026 as published: the 1% on the average value above €50,000 and the €12,000 limit, against exit tax with deemed disposal, CGT and pension relief.

Overpay the mortgage or invest?

Overpaying (shorter term or lower payment) against an ETF after exit tax and deemed disposal, shares after CGT and a pension AVC after relief, with the break-even growth rate.

PCP vs car loan vs cash

A PCP (with the GMFV paid or the car handed back) against a credit union or bank loan and paying cash: monthly payments, cost of credit, the half rule, excess mileage and the savings interest lost after DIRT.

Capital Gains Tax

The 31% rate from 7 October 2026, the €1,270 exemption, losses and the payment dates.

Inheritance and gift tax (CAT)

Group thresholds by date, aggregation since 1991 and the 31 October pay-and-file date.

Landlord tax

Rental profit, allowable expenses and the tax, USC and PRSI on it.

Welfare checkers

Carer’s Allowance, Fuel Allowance and Working Family Payment are already free for charities as widgets; the other welfare calculators on the site can be licensed the same way.

How we keep them right

Each calculation is a separate, tested module. The tests reproduce the authority’s own worked examples where they exist.
Rates are read from Revenue, gov.ie, Citizens Information and the Department of Social Protection, with the date on every page.
Same-day updates on Budget night and on 1 January; mid-year changes as they are announced.
Corrections are logged publicly. See our methodology and editorial standards.

Frequently asked questions

What exactly do we get?

The calculator running on your own site or intranet, with your name and colours, embedded with one line of HTML. We keep the rates and rules current: same-day updates on Budget night and on 1 January, and whenever Revenue, the Department of Social Protection or the Pensions Authority changes something. You never edit a formula.

How do we know the numbers are right?

Every calculation is a tested module. Where the authority publishes worked examples, the tests reproduce them: the redundancy calculator matches all 11 examples in Revenue’s Tax and Duty Manual 05-05-19. Each page lists its sources and the date they were read, and corrections are logged publicly.

Does the calculator track our members or clients?

No. The embedded calculator loads no analytics, no cookies and no third-party scripts, and the figures people type never leave their browser.

Can it follow our own terms, like an enhanced redundancy scheme?

Yes, on the custom plan. Send us the scheme rules (for example, weeks per year of service on top of statutory) and we build and test a version for your organisation only.

Is this advice?

No. The calculators give general information from the published rules. Your organisation decides how to present them; we ask that they are not presented as personalised financial advice.

How is it billed?

Yearly, by invoice through Paddle, our merchant of record, which handles VAT. You can cancel before renewal; the calculator stops at the end of the paid year.

We are a charity. Do we pay?

No. Charities and public-service bodies can use our widgets free with a small “Calculator by DecisionsCalc” credit. See the widgets page.

Talk to us

Tell us your organisation, who would use the calculator and which one. We reply within two working days.

Email hello@decisionscalc.com