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DecisionsCalc is an independent publisher of free money calculators built on official rules, for the United States, the United Kingdom, Ireland, Canada, Australia, New Zealand and Switzerland. Every figure names its official source and the date we read it. We carry no ads, affiliate links or sponsored content. Writers and researchers are welcome to quote our figures and use our data.

Figures you can quote

Story angles

Rule changes we already model, each with a free calculator or guide you can link to:

• Dependent care FSA or the child care credit? (US, 2026)
  The FSA limit rose to $7,500 and the credit to 50%, but every FSA dollar shrinks the credit. For lower-income families whose credit is more than the tax they owe, a partial FSA beats both all-or-nothing choices.
• UK pension drawdown: is my pot enough?
  At 55 with £900,000 and the full State Pension from 67, £45,000 a year runs out at 81 on a steady 5% return; about £37,500 lasts to 95, and £28,000 survives 90% of random market paths.
• Pension lump sum or monthly payments? (US)
  A $111,000 lump sum against $911 a month from 62 works out at about 7.1% a year for a man on the SSA life table: the return the lump sum would have to beat, safely, to come out ahead.
• A 50/50 divorce split is rarely 50/50 after tax (US)
  Low-basis stock, a 401(k) and the family home carry different future tax bills. The calculator values each asset after tax for the spouse who receives it.
• Parental leave pay by country
  What a new parent is actually paid in the US states, the UK, Ireland, Canada, Quebec and Australia, week by week, from each government’s own rules.
• State pension by country
  Full rates, ages and qualifying years side by side, each dated and sourced.
• Ireland: ETF exit tax falls to 35% in 2027
  Every 8-year deemed disposal date and the tax due under Budget 2027, purchase by purchase.
• UK State Pension from abroad: voluntary NI after the April 2026 change
  Which gap years can still be filled, at which class, the deadline for each and the payback.
• The average cost of a wedding in six countries
  Our most-cited page in Google’s AI features: national figures with their sources and dates.

Free data

• Cross-country tables: parental leave, university, cars, housing, household costs and retirement in six countries, each with source and vintage (also as JSON).
• Every figure we publish (CSV): 674 figures with the value, official source, date read and check status. The same list is on our methodology page.
• Embeddable calculators: free to put on your own site, with a visible credit.
• Tools for AI assistants: our calculators as an MCP server.

All of it is free to use under CC BY 4.0: credit DecisionsCalc with a link to the page you used.

How to cite us

Source: DecisionsCalc, [page title], decisionscalc.com/[page]/, figures read [date shown on the page].

Our figures are compiled from official sources; for a figure that matters, also cite the official source we link to. They are general information, not financial advice (see our disclaimer).

Contact

For a figure we don’t publish, a breakdown by state or province, a check on how a number was compiled, or a correction: hello@decisionscalc.com. We say publicly what changed and when in our corrections log. How we work: methodology and editorial standards.