Financial Guides for New Zealand
Guides written for New Zealand (its tax rules, benefits and cost benchmarks), plus the cross-border comparisons that apply wherever you live. Figures in $.
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NZ Capital Gains Tax: What Each Party Proposes at the 2026 Election Labour’s 28% tax on investment and commercial property gains after 1 July 2027, what is exempt, where other parties stand, a worked example and today’s 2-year bright-line test. 8 min · 3 Nov 2026 State Pension Age & Amount: 6-Country Comparison (2026) When you can claim a public pension and how much you get in the US, UK, Canada, Australia, Ireland and Switzerland. 9 min · 19 Jun 2026 Parental Leave Pay by Country (2026–27): UK, Ireland, Canada, Quebec and Australia How much maternity and parental leave pays in five systems, with official 2026–27 rates: weeks paid, weekly amounts and the share of a year’s pay replaced at three salaries. 8 min · 3 Nov 2026 Average Cost of a Wedding (2026): 6-Country Comparison The average cost of a wedding in the US, UK, Canada, Australia, Ireland and Switzerland: what drives the bill and what cuts it. 10 min · 19 Jun 2026
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Average Cost of a Wedding (2026): 6-Country Comparison Parental Leave Pay by Country (2026–27): UK, Ireland, Canada, Quebec and Australia Child Benefit by Country (2026–27): US, UK, Canada, Australia, Ireland and Switzerland State Pension Age & Amount: 6-Country Comparison (2026) Cost of Buying a Home by Country 2026: US, UK, Canada, Australia, Ireland Cost of a Baby's First Year by Country 2026: US, UK, Canada, Australia
Tax
1 guide
Benefits and parental leave
2 guides
- Child Benefit by Country (2026–27): US, UK, Canada, Australia, Ireland and Switzerland What each country pays families per child in 2026–27: the yearly maximum, the total to age 18 and who loses it as income rises. 6 min · 3 Nov 2026
- Parental Leave Pay by Country (2026–27): UK, Ireland, Canada, Quebec and Australia How much maternity and parental leave pays in five systems, with official 2026–27 rates: weeks paid, weekly amounts and the share of a year’s pay replaced at three salaries. 8 min · 3 Nov 2026
Pensions and retirement
2 guides
- UK State Pension from Ireland and Abroad (2026): Voluntary Class 2 and Class 3 After the April Change What changed on 6 April 2026, who can still buy missing UK years, Class 2 vs Class 3 costs by year, the 5 April 2027 deadlines, and what each year adds to your UK State Pension. 8 min · 3 Nov 2026
- State Pension Age & Amount: 6-Country Comparison (2026) When you can claim a public pension and how much you get in the US, UK, Canada, Australia, Ireland and Switzerland. 9 min · 19 Jun 2026
Property and renting
3 guides
- Cost of Buying a Home by Country 2026: US, UK, Canada, Australia, Ireland What it really costs to buy in the US, UK, Canada, Australia, Ireland and Switzerland — typical prices, deposit rules. 10 min · 19 Jun 2026
- Rent vs. Buy: The Real 5-Year Financial Analysis The NY Times rent vs. buy calculator methodology, break-even analysis, and why "throwing money away" on rent is a myth. 10 min · 8 Jun 2026
- How Much House Can You Afford? Not What the Bank Says Banks approve you for the maximum they'll lend — often more than you should borrow. The real affordability calculation. 8 min · 8 Jun 2026
Family, weddings and children
3 guides
- Average Cost of a Wedding (2026): 6-Country Comparison The average cost of a wedding in the US, UK, Canada, Australia, Ireland and Switzerland: what drives the bill and what cuts it. 10 min · 19 Jun 2026
- Graduate Salary & Student Debt: 6-Country Comparison (2026) What graduates earn and owe in the US, UK, Canada, Australia, Ireland and Switzerland — starting salaries and how student debt works (or barely exists) in. 9 min · 19 Jun 2026
- Cost of a Baby's First Year by Country 2026: US, UK, Canada, Australia Year-one baby costs compared across the US, UK, Canada, Australia, Ireland and Switzerland — birth, childcare. 10 min · 18 Jun 2026
Saving and investing
1 guide
Budget, debt and everyday costs
3 guides
- The True Cost of Owning a Car: 6-Country Comparison (2026) The real 5-year cost of car ownership in the US, UK, Canada, Australia, Ireland and Switzerland — depreciation, insurance, fuel and tax. 8 min · 19 Jun 2026
- How Much Emergency Fund Do You Actually Need? The 3–6 month rule is too vague. How to calculate your exact target based on job stability, income type, and health situation. 7 min · 8 Jun 2026
- Debt Avalanche vs. Snowball: Which Saves More in 2026 Mathematical comparison with real numbers — and the psychology case for each method. 7 min · 16 Feb 2026
Career and health
5 guides
- How Much Remote Work Saves: 6-Country Comparison (2026) The real annual savings from working remotely in the US, UK, Canada, Australia, Ireland and Switzerland — commuting, lunches, clothing. 8 min · 19 Jun 2026
- How Much Life Insurance Do You Need With Two Kids? A Calculator 10x income rule vs. DIME method vs. human life value approach — the right calculation for your specific situation. 8 min · 8 Jun 2026
- The Real Cost of Burnout: Financial and Career Impacts Lost productivity, job loss risk, medical costs, and the 3-year career setback most people don't quantify before it's too late. 7 min · 8 Jun 2026
- Disability Insurance: The Cover Most People Skip You're 3× more likely to be disabled than to die during working years. How much coverage, what type, and how to get it. 8 min · 8 Jun 2026
- Career Change at 35: The Real Financial Cost and ROI Income gap, retraining costs, credential costs, and the 10-year payback analysis for common career pivots. 9 min · 8 Jun 2026
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Every guide names the official source and date of each figure, and we re-check them after every budget. How we research and correct guides: editorial standards · methodology.