Your whole financial life, year by year, under Irish rules.
Not just retirement: your mortgage, children, college, a house move, an inheritance, your ETFs and a rental property, from today to 95, with Irish tax each year. Saved, compared side by side, and updated after every Budget.
Not built yet. We build it if enough people want it. Reserving costs nothing and commits you to nothing.
Money lasts to 88
| Age | Year | Spending | Pension and ARF left |
|---|---|---|---|
| 60 | 2032 | €38,643 | €389,069 |
| 61 | 2033 | €39,416 | €390,314 |
| 62 | 2034 | €40,204 | €391,563 |
| 63 | 2035 | €41,008 | €392,816 |
| 64 | 2036 | €41,828 | €394,073 |
Sample from our free retirement engine (single, 55, retiring at 60, €350,000 pension). The planner would add the rest of your finances to the same year-by-year view.
What it would add to the free tool
| The free Irish retirement calculator | Irish financial planner |
|---|---|
| Retirement: pensions, lump sum, ARF and State Pension to 95, one person or a couple | Your whole financial life from today: mortgage, children, college, a house move, an inheritance, on the dates you set |
| Pensions and savings | ETFs with exit tax and deemed disposal, shares, a rental property, all in the same plan |
| One set of figures, not saved | Plans saved, and several compared side by side |
| Today’s rules | Updated after every Budget, with an email when a change moves your plan |
This shows what the published rules give for the figures entered. It is general information, not advice, and it cannot see your records.
Questions
When would it launch?
If enough people reserve it by 15 January 2027, we start building it then and email you the day it opens. If not, we tell you, and delete your address.
Why charge when the calculator is free?
The free retirement calculator stays free. The planner would cover everything else in one saved plan (home, family, investments, property) and keep it updated after every Budget.
What happens to my email?
We keep your email address and the product name, and email you once if it launches. You confirm by email first, and you can unsubscribe in one click. A reservation does not sign you up for anything else.
Who is behind it?
DecisionsCalc: free calculators built on official tax and benefit rules, with every figure sourced and dated. See the About page and the legal notice.
Until then, the free Irish retirement calculator is free and stays free.