Debt Payoff Calculator
Enter up to 5 debts and see exactly how much interest each payoff strategy saves — and when you'll be debt-free. Results update as you type.
Your Debts
Debt name Balance ($) APR (%) Min. payment ($)
$
Total Debt
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Data sources & methodology: Interest calculated using amortization formula: monthly interest = balance × (APR/12). Avalanche method targets highest APR first; snowball targets lowest balance first. Minimum payments recalculate as balances drop. Results are estimates — actual payoff may vary. Disclaimer →