Editorial Standards & How We Use AI
Our one rule: tell you the truth about how this site is made. DecisionsCalc is an independent publisher built with AI assistance. We don't pretend a panel of experts reviews every page — because that wouldn't be true. Instead we earn trust the way we can: useful original tools, figures cited to primary sources and dated, and complete transparency about our process and its limits.
Who makes DecisionsCalc
DecisionsCalc is founded and edited by Akash Randive — an independent personal-finance enthusiast and researcher (not a licensed adviser). It is independently owner-operated and built with AI assistance. The calculators, country data, and articles are produced by Akash using AI-assisted research from public and primary sources (more about him on the About page). We are an independent educational publisher — not a licensed or regulated financial adviser, and we do not employ a panel of credentialed reviewers. Where that matters for a decision, we say so plainly and point you to qualified professionals and primary sources.
How we research our figures
- Every default value and benchmark is compiled from the latest publicly available official sources — for example national statistics offices, tax authorities, regulators, and reputable cost-of-care/cost-of-living data.
- Each calculator's model is documented on our methodology page, and figures carry a source and an "as of" date.
- An automated freshness check blocks releases when a live country's calculator figures are more than 12 months old, so stale data cannot ship silently.
- Country pages show which country's figures you're viewing and when they were last updated.
How — and where — we use AI
We use AI to help research figures from primary sources, draft and structure content, build and maintain the calculators, and localise material across countries. AI lets a small independent publisher cover more ground and keep figures current. But we are clear about its limits:
- AI-assisted research can be wrong — it can contain errors, omissions, or out-of-date values. So every figure is treated as an illustrative estimate, cited to a source, and dated.
- This content is not reviewed or verified by a licensed financial professional, and individual figures are not independently fact-checked.
- The optional AI explanation on each tool is generated automatically from the numbers you enter and is general education, not advice.
- Always confirm any figure that matters to your decision against the current primary source before relying on it.
What we deliberately do not do
- We do not invent authors, expert personas, or "reviewed by" credentials. If a real qualified reviewer joins, we will name them honestly — until then, we don't claim one exists.
- We do not present estimates as guaranteed or individually verified figures.
- We do not let advertising or affiliate relationships influence our calculator methodology, data sources, or editorial content (see our disclaimer).
- We do not publish mass-produced filler — every page is a working tool or a sourced, purpose-written guide.
Accuracy, dating & corrections
We aim to keep figures, rates, limits, and rules current and we date everything. Even so, financial data and law change frequently and there can be a lag before our content catches up. If you spot a figure that's wrong or out of date, please tell us — corrections to data are a priority.
- Report a correction: contact us via our contact form with the page and the figure.
- We update the page and bump its "as of"/"last updated" date when we make a substantive change.
Not financial advice
Everything on DecisionsCalc is general educational information, not personalised financial, legal, tax, medical, or insurance advice, and no professional relationship is created by using it. Before acting, consult a qualified, appropriately licensed professional in your jurisdiction. See our full disclaimer.
Questions
For anything about how we work: contact us.