Chronic Illness Annual Cost Calculator
The financial burden of chronic illness goes far beyond copays. This calculator adds up medications, specialist visits, lost work days, adaptive equipment, mental health support, and lifestyle adjustments to show the true annual cost.
Insurance & Medical Visits
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Medications & Supplies
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Work Impact
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Additional Costs
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Annual True Cost of Illness
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updates as you type
Full Cost Breakdown
Data sources & methodology:
Insurance premium and copay defaults based on KFF Employer Health Benefits Survey 2023.
Productivity loss methodology from Journal of Occupational and Environmental Medicine.
All figures are estimates for informational purposes only. Full disclaimer →
🔒 Calculations run 100% in your browser — we never see your numbers 📊 Built on primary-source data (see sources above) 🔄 Reviewed 2026 · methodology · disclaimer