Education

College True Cost Calculator

The sticker price is just part of the story. See the full 4-year cost including room & board, loan interest, and the income you forgo while in school.

School Type & Tuition

School type

Annual tuition & fees ($)

Annual grants & scholarships ($)

Living & Other Costs

Housing

Room & board ($/yr)

Books & supplies ($/yr)

Transportation ($/yr)

Loans & Career

Annual loan amount ($)

Loan interest rate (%)

Alt. annual income if not in school ($)

Years of study

True Total College Cost

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including opportunity cost & loan interest

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Full Cost Breakdown

Data sources & methodology: Tuition and room & board from College Board Trends in College Pricing 2024–25. Federal loan rates from studentaid.gov (2024–25 academic year). Opportunity cost based on BLS median weekly earnings for workers aged 22–27 without degrees. Results are estimates for informational purposes only — not financial advice. Full disclaimer →

🔒 Calculations run 100% in your browser — we never see your numbers 📊 Built on primary-source data (see sources above) 🔄 Reviewed 2026 · methodology · disclaimer

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